Legal

Terms of Use

How the platform may and may not be used.

Draft — pending legal review. These terms describe how the platform actually works, in plain language. They are not yet lawyer-reviewed and should not be relied on as final.

Last updated: July 2026 · draft

1. What the platform provides

The platform collects new-mortgage records from county recorder offices and turns them into direct-mail campaigns delivered through a mailhouse. Records are sold as a mailing service, not as raw lists.

2. Direct-mail-only use

Records obtained through the platform may be used for direct mail only. You may not use them to call, text, or otherwise contact the people in them, and you may not resell or redistribute the raw records. These are public records with no calling or texting consent; using them to solicit by phone or text would violate that condition and applicable law (including the TCPA and Do-Not-Call rules).

3. Honest, non-deceptive mail

Mail you send using the platform must clearly identify you as the sender and must not imply that it comes from the recipient's mortgage lender, servicer, or any government agency. Deceptive mortgage or insurance solicitations are prohibited by law and by these terms.

4. Suppression and opt-outs

Addresses on our do-not-mail / suppression list are removed from all records and must not be mailed. Honoring opt-out requests is a condition of using the platform.

5. Compliance is shared

You are responsible for your own licensing and for complying with the mailing, privacy, and solicitation laws of the states you mail into. The platform provides the data and the delivery; lawful use of the mail you send is yours.

6. Payment

Records are purchased from a prepaid wallet balance. Fees are shown before purchase.

7. Changes

These terms are a draft and will be finalized, with legal review, before the platform is offered to the public.